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The Law Offices of Delekta and Delekta P.C. • 80880 Main Street, Box 595 • Memphis, MI 48041


Our office only handles Chapter 7 Bankruptcy. In a Chapter 7 bankruptcy all of your dischargeable debts are eliminated. There are certain debts which will not be discharged, such as student loans. However, in order to file a Chapter 7 bankruptcy you need to have income under a certain level. The exact amount varies by the number of people you have in your household. Bankruptcy under Chapter 7 allows you to protect certain assets from the trustee. In most cases the exemptions are enough to protect most if not all of your property. What is not able to be exempted, the trustee sells and provides the money from that sale to your creditors in accordance with the bankruptcy code.

If you are considering filing bankruptcy please call Delekta & Delekta P.C, for a free consultation. We can give you an idea of whether or not you qualify for a chapter 7 bankruptcy and whether or not we will be able to protect all of your assets.



The information contained on this website is provided for informational purposes only and should not be construed as legal advice on any subject matter. Communications in any manner, whether by email, through the website contact form, or by telephone call to Delekta and Delekta P.C. concerning a topic found on this website does not create an attorney/client relationship. This includes any communication concerning the possibility of representation. No attorney/client relationship is created until Delekta and Delekta P.C. and the client sign a Fee Agreement that specifically describes the nature of the representation. That Fee Agreement will also specifically provide for pre-payment of a retainer, and for payment of attorney fees at the current hourly rate and reimbursement of costs advanced on behalf of the client. We are a debt relief agency. We help people file for relief under the bankruptcy code.